• Removal – moving furniture and goods
• Power – disconnection and reconnection fees – and if a new customer often a bond
• Phone - disconnection and reconnection fees – and one month in advance is typical
• Post – telling everyone where you now are – this has reduced with the power of social networking though!
• Ongoing Costs – after you have moved in Insurance – house and contents
• Rates – (both local body and environment and set by councils with whom you have little negotiation or control over)
• Utilities – water, power, communication

So our biggest tip – let us negotiate up front with the lender on your behalf saving you money which you then have for other costs that you know will occur.