The ideal time to work out your finances is when you first start thinking of building. Knowing how much money you can access will provide you with certainty. The various lenders in the NZ market offer a range of lending options. 

These are tightening, so perhaps now is when you should be talking to us if you have a build in mind. We may be able to help you with:

• Borrowing up to 95% of the house and land value
• Not having to make any loan payments until you move in
• Borrowing extra funds for furnishings and finishing touches
• Paying interest only on the amount of money you have drawn down to pay the build

So once again, do talk to us as we have the contacts, and can in most cases negotiate a lending package that is better than you can get as a walk in customer!