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Accessing Your KiwiSaver™- The FACTS

If you, or perhaps your offspring, are wanting to buy your first home and don’t quite have enough saved, then consider utilising your KiwiSaver™ to boost the funds. In many instances today, KiwiSaver™ funds eligible for withdrawal form by far the greater portion of a first home buyers deposit funds and often the entire deposit amount.

You may be able to withdraw the current value of:

  • Your contributions
  • Your employer’s contributions (voluntary and compulsory)
  • Returns on investment, and
  • Any member tax credits.

Provided you leave a minimum balance of $1,000 in your account.

In some cases, even if you have owned a home before, perhaps whilst in a relationship that has since broken down, you may be able to access your KiwiSaver™ to purchase your first home in your name only.

Talk with us so we can assist in providing the full facts allowing you to make the best decision about your future home ownership.

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